I found the frames at the local bead store, and I picked out some random beads to go with 'em. The kids and I had fun putting them together, although the wire was stiffer than the stuff I usually use, so bending the loops at the ends was kind of tough. My son's favorite is a traditional green and red one:
while my daughter insisted I make a pink one (for which I had to break into my store of leftover beads):
We use those little hooks on our Christmas tree, so I didn't add ribbons to mine, but you could do that if you were feeling fancy, I suppose.